I have a great deal of respect for the essay now, although I remember when I thought my advanced degrees in English were impractical if not simply useless. A new car changed my mind.
In the mid-80s I found myself suddenly single and without a credit record of my own. It’s a lost and vulnerable feeling. Like so many women in the same situation, I struggled to establish a new public identity. The first step was credit. So, trusting ingenuously in the glut of advertising by banks and car dealers soliciting new car buyers, I shopped.
It didn’t take me long to realize that the easy-finance welcome mat wasn’t out for me. My first stop, the national credit union I’d done business with for years, firmly rejected my request for a car loan. Deflated, I reminded myself that I never liked that credit union anyway. So, with my spirits lifted again, I visited a friendly bank I’d dealt with previously. They considered my loan request. They considered it hopeless.
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